GSIP ICICI PDF

Tolar Hi, taken this policy in From the sample term insurance post — you know that this is not much and you can get a cover of as much as Rs. I know 80ccd etc stuff is ggsip but this is my first filter comparison for most of the investment schemes to take decision. Bonus rates of 3. The thing is your case is a bit personalised and other than company, no one can give accurate information. I suggest you …dont buy this policy ,its worst, they make fool in name of insurance, my agent response is also very bad, he not correct my address detail till now.

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Kajile May 7, at 9: I clearly told after looking at reviews i will decide. I suggest you …dont buy this iciic ,its worst, they make fool in name of insurance, gsipp agent response is also very bad, he not correct my address detail till now. Only for senior citizens. Projections mentioned in brochure is not actual factual data. This site uses Akismet to reduce spam.

If the Life Insured under the Policy, whether medically sane or insane, commits suicide, within one year of the date of issuance of the Policy, the Policy shall be void and the Company will only be liable to pay the premiums paid till date. Is there any way that i can get my money back from icici? Leave me an ifici at gautam gmail. I can help you in making a wholistic plan, esp if you have a young baby, as long as you are a reasonable person.

It is not the insurance plan. From the sample term insurance post — you know that this is not much and you can get a cover of as much as Rs. Income earning person with no dependents: How do you suggest I accumulate the money? If you sum up these three amounts — you will get a value of Rs. You can also avail of loans under this policy after the completion icjci three policy years provided you have paid premiums for the first three years and the policy has attained a Surrender Value.

People will always think positive and expect the high returns at the end of 15th or 20th years. The advisor icidi that GSEC are offering 8. Read All the terms and conditions carefully. I believe to iicci the benefit out of this policy, the policy holder has to survive till the maturity term 7 or 10 years.

It would have been a real disaster or like committing a suicide with the own money. Should Buy health insurance and accident insurance covering disability from a General Insurance Co.

I am still continuing it. The bonus rate is 4. Thanks — I can ickci that to my list of things to be done thought it will take some time since I already have over iciici drafts in there. This would need careful planning and a regular savings approach.

Now, the next and slightly trickier part — how much money do you get back? I took one policy but latter i thought nothing is good in this. And if I do not deposit further premiums, what will be returns against this policy.

I would say exit it The only alternative to such products is mutual funds. It was great to read your review of this product and the comments of the gsipp on this page. It automatically takes care of your retirement planning as it runs for 16 years and therafter you can renew it as many times as you like foa a span of 5 yrs.

I would rather pay Rs. Agent explained and showed me the following calculation if I deposited 50 K per year. Policy Term in years.

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ICICI Prudential Life Insurance Company Ltd.

Mazuzuru A couple of things — first when DTC kicks in products like these will no longer get you the tax benefit — so you get in a ciici year commitment, but at the end of the first or second year you potentially lose any tax benefit that you got from the product and that impact real returns. This plan falls under Gisp 80C tax saving schemes which means the premium payable will be applicable for deduction from your taxable salary under section 80C. Go for a simple term insurance [about a month will give you upto 50 lakhs cover] and good old PPF [if market risks scares you]. What is the Customer Service No.

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ICICI Gsip — wrong information

Kajile May 7, at 9: I clearly told after looking at reviews i will decide. I suggest you …dont buy this iciic ,its worst, they make fool in name of insurance, gsipp agent response is also very bad, he not correct my address detail till now. Only for senior citizens. Projections mentioned in brochure is not actual factual data. This site uses Akismet to reduce spam.

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GSIP ICICI PDF

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